Xero vs Akaunting

Side-by-side feature comparison and pricing breakdown.

Feature
Web-Based Interface
Bank Reconciliation Xero has superior automatic bank feeds
Multi-Currency Xero requires Premium ($78/mo); Akaunting includes it free
$
Accountant Portal Xero has dedicated accountant access
Invoice Limits Xero Starter limits to 20 invoices/mo; Akaunting is unlimited
App Marketplace Xero's is more mature
Self-Hosting
Pricing
$15/mo
Free Open Source
Save 100% — Save $15-78/mo by self-hosting Akaunting

Verdict

Xero is better for businesses with accountants who need shared cloud access and polished bank reconciliation. Akaunting is the smarter choice for self-sufficient businesses that want modern web accounting without recurring subscription costs.

Best for: Small businesses that manage their own books and want a web-based QuickBooks/Xero experience at zero cost

Last updated: 2026-03-01